Dreaming of Spain Inmobiliaria collaborates closely with Mortgage Direct, a leading mortgage broker in Spain. The company offers a paid service that helps international clients to get a mortgage with the best rates. Our partnership ensures that foreigners can access tailored financing options, including the ability to take out mortgages with Spanish banks. By working together, Dreaming of Spain Inmobiliaria and Mortgages Direct simplify the often complex process of purchasing property abroad, offering personalized support from the initial property search to finalizing the mortgage, ensuring a smooth experience for clients, regardless of their country of origin.

Can non residents take out a mortgage in Spain? Yes! Foreigners can take out mortgages from Spanish banks. Many Spanish banks offer mortgage options specifically designed for foreigners/non-residents, making it possible for international buyers to finance their property purchases in Spain. While the terms and conditions might vary, including the loan-to-value ratio and interest rates, it is common for banks to offer up to 70% of the property's value to non-residents such as for urban properties. Rustic properties, banks would offer less, between 40 % to 60%. The process typically involves providing proof of income, credit history, and other documentation, but with the right guidance, foreigners can successfully secure a mortgage in Spain. If all required documentation or financial obligations are not met, the chances of getting a mortgage may be denied. The pre approval link below is the fastest way to get an answer on your mortgage, it is important to have all the correct documentation ready to be able to get a fast reply on your mortgage.

Click the pre-approval link below and complete the form to receive an affordability check and secure a tailored mortgage quote with Mortgage Direct.

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